Why Hurricane and Storm Damage Insurance Claims Are So Complex

During a hurricane, the combination of heavy rain, high winds, and extreme temperatures can cause tens of thousands of dollars in damage in minutes. When you file an insurance claim, your insurer will try to reduce your settlement, delay payout, or deny your claim. Here are some examples:

• Separating wind damage from water and flood damage, which is covered by a separate policy

• Trying to prove that damage was due to pre-existing wear and tear rather than the storm

• Delaying negotiations or dragging out the process until the policyholder gives up

• Using high, percentage-based deductibles to reduce payouts

Our public insurance adjusters will fight on your behalf to counter these tactics and secure you the highest payout.

Types of Storm and Hurricane Damage Claims We Handle

We have years of expertise handling complex, large-scale claims resulting from storm and hurricane damage. We specialize in previously denied claims, delayed payouts, and undervalued claims, as well as new claims for:

• Roof Damage – Hurricane-force winds can lift, tear, or remove the roof and allow water to enter the property.

• Wind and Debris Damage – High winds can shatter windows, damage siding, blow down fences and structures, and cause major property damage.

• Tree and Falling Object Damage – Trees, projectiles, and other items can fall onto the property.

• Lightning and Power Surge Damage – Electrical storms can trigger power surges that damage appliances, HVAC systems, computers, and more.

• Hail Damage – Hail can cause exterior and interior property damage and harm to vehicles and personal property.

What to Expect from Our Claims Process

We use a comprehensive, proven four-step process to handle each claim. Request a free, no-obligation inspection and claims review from one of our adjusters.

Step One: Detailed Damage Assessment and Policy Review

• Identify hidden damage overlooked by insurance company adjusters

• Interpret policy language to uncover benefits and hidden coverage

Step Two: Comprehensive Investigation and Documentation

• Create a room-by-room inventory of all damages

• Use photos and videos to support the value of your claim

• Account for all aspects of the claim, including structural repairs, outbuilding damage, and water damage remediation

Step Three: Expert Negotiation

• Negotiate aggressively with the insurer on your behalf

• Act as a liaison to shield you from insurance company tactics

• ‍Leverage our expertise to negotiate a higher settlement

Step Four: Storm and Hurricane Damage Remediation and Restoration

• Connect you with experts in storm and hurricane damage remediation and restoration

• Ensure you are made whole and your property is returned to a habitable, usable status

Why Choose Yes Adjusting as Your Hurricane or Storm Claims Public Adjuster

At Yes Adjusting, our team of licensed storm damage insurance public adjusters uncover hidden damage, identify overlooked coverage that could influence payouts, and negotiate the most favorable insurance payout. Benefits of hiring our storm and hurricane claims public adjusters include:

• Securing a comprehensive damage assessment and identifying hidden damage

• Ensuring thorough investigation and documentation with detailed damage reports

• Gaining expertise in policy interpretation and identifying overlooked coverage to optimize your claim payout

• Ensuring expert negotiation tactics

• Reducing stress and minimizing time spent worrying about your claim

Get a Free Inspection from a Public Adjuster for Storm Damage Claims

‍Our adjusters have recovered more than $20 million in claim payouts for homeowners, business owners, and property owners in Florida. If your claim was denied, delayed, or underpaid, or you don’t have the time to negotiate, we’ll handle the work for you. Reach out to request a free inspection and review from our public adjusters for storm damage claims in Flagler Beach, FL.